Terms & Conditions
All
purchases of $1,000 or above qualify for the easy payment plan
(qualifying amount is calculated before shipping & tax but after
any applicable discounts).
All products promoted at Rugman.com are eligible, excluding gift certificates.
Items
for which availability cannot be confirmed at the time of your order
will count towards the $1,000 purchase minimum even if they
subsequently are found unavailable for shipment.
Every
shipment will create its own payment plan. Thus, items that are
available for immediate shipment will create one (1) payment plan.
Items that are not available for immediate shipment will, if
availability is subsequently confirmed, create item-specific payment
plans. (Items not immediately available for shipment are flagged as
such on their individual product pages.)
At the time of
shipping, we will bill your credit card for the shipmentâs first
monthly payment (plus the total taxes and shipping costs, if any). The balance will then be
billed automatically to your credit card starting on the same day one
month from the initial payment and the final payment will be two months
from the initial billing date. View a sample payment schedule.
A
credit card must be used to pay for all billing amounts. Easy Pay
purchases cannot be paid in part by means of a gift certificate.
In
the unlikely event that your purchased items are returned, a Payment
Plan Adjustment Fee, in the amount of 10% of the item price (max $100
per item), will be applied to the applicable payment plan. For some
items, there may also be a restocking fee. If Rugman.com owes you
funds, the net balance will be refunded to you immediately. If you owe
Rugman.com funds, the net balance will be spread out over the remaining
payments and billed to your credit card. See our Return Policy for more information.
Within the context of the easy payment plan, the returns process described above also applies to cancellations.
Easy payment orders will be pending credit approval. Customer Support may contact you if additional information is required.
All
items invoiced under the easy payment plan remain the property of
Rugman.com until paid in full. Rugman.com reserves the right to appear
on your premises and take possession of said merchandise without prior
consent or notice in the event of non-compliance with the easy payment
plan terms and conditions.